EFTPOS
Your merchant statement, decoded.
We look at your business every way we can for the best starting point, giving you the best end result. Our team will work out your new true effective rate with all the backend rules applied and give you the options.
Nothing moves across until it's checked and confirmed with you first.
Let's get you started on the right path for your business.
The hardware
A terminal for every counter.
From a handheld you take to the table, to a full counter-top station — plus kiosks and kitchen displays. We'll match the right device to how you actually take payments.

No minimum merchant service fee.
One flat rate across every card, including MOTO is a fast, easy way to fix your costs.
No lock-in, no set-up fees, and a plug-and-play terminal with 4G multi-network backup as an option to keep taking payments even if the internet drops.
Transacting over $20,000 a month? We'll build a custom rate solution for you !
Why merchants switch
It's the rate and everything around it.
The percentage matters — but so does never being charged a minimum, keeping payments up when the internet isn't, and getting a real person when you need one.
No minimum merchant service fee
You're never charged a floor fee for a quiet month. You pay on what you actually take.
4G high priority network SIM + WiFi
Every terminal roams to the strongest mobile network and falls back to WiFi, so you keep taking payments if the internet drops.
No lock-in contracts
Stay because it works, not because you're tied in.
$0 set-up fees
No joining fee and no set-up charge to get started.
Plug & play terminal
An easy plug-and-play terminal — up and taking payments in minutes.
Locally-based support
Real Australian support from your local agent, plus remote terminal access so most issues are sorted without waiting on a call-out.
Safe, secure payments
Accept all major cards securely — your customers' details are always protected.
What's included
More than a low rate — the whole service.
Every Skymesh merchant account comes with the support and hardware that keep you actually taking payments.
Free paper rolls
We keep the receipt rolls coming — no chasing supplies or surprise charges.
Professional installation
We help integrate your terminals when your hardware is installed, with remote support and software solutions to get that done. We have the ability to provide ongoing support for you remotely to save time on fixes.
Australian tech support
Backed by an Australian company with both agents and merchant-services technicians right across the country.
Transacting over $20,000 a month?
Let's look at a custom rate built around your turnover. Upload your statement or get in touch and we'll put a number in front of you.
How the EFTPOS comparison works
Three numbers tell the whole story.
Total card turnover, total fees charged, and how many days the statement covers. From those we work out what you really pay per month — then our team checks it against your full statement before anything changes.
Upload the statement
A PDF from your bank or provider portal is ideal. A clear photo of each page works too.
See your effective rate
Total fees divided by turnover, so bundled 'plan fees' and terminal rentals stop hiding the real cost.
We check it, then compare in dollars
Our team confirms your real rate against your industry and card mix, so the figure you see is one we can stand behind — never one that leaves you overcharged.
Questions
Will you definitely beat my rate?+
We'll try to beat it — then win you on service: free paper rolls, remote support to save waiting on a call-out, and local support from our agents. If we can't improve on your rate, we'll tell you straight — but remember, it's not only the rate, it's the service.
What's a blended rate?+
One flat percentage on every card instead of different rates for debit, credit, Amex, international and MOTO. It makes your costs predictable and your statement readable. It's what most businesses in Australia seem to find works for them.
How accurate is the on-screen estimate?+
It's an estimate from the turnover and fees on the statement you upload. Our team then checks it properly against your full statement and card mix before anything changes — so you're never locked to a number that could leave you overcharged.
Can I keep my POS software?+
Yes — and we integrate with over 1000 POS systems. Being I.T. people first, we have our ways to help. Tell us what you use in the notes when you submit and we'll confirm integration before you commit if it's a concern.
Find out what you'd save in about a minute.
Upload a bill. See the comparison on screen. Switch only if you like it. No phone calls.
Compare my costs